Barb Kelln - Travel Insurance

Plan for the unexpected!

Whether it’s a family getaway, a quick trip across the border, or an extended winter escape, protecting your investment and well-being with travel insurance is essential. Fareconnect.com has partnered with Manulife Financial to provide you with comprehensive coverage.

Why Travel Insurance is Essential

Many people mistakenly believe that they are adequately covered by their credit card, employer plan, or government health plan. However, the facts tell a different story:

Credit Card Coverage: Many credit card issuers offer travel accident benefits with lower coverage limits. Their coverage may not extend to your spouse or dependents and may not be active for the entire length of your trip.
Employer Plans: These plans typically don’t include trip cancellation and interruption insurance. Additionally, they offer limited protection for lost baggage and only partial coverage for medical emergencies, especially when traveling outside of Canada.

Comprehensive Protection

Emergency Medical Insurance: This protects you financially in ways your government plan cannot. It provides professional help 24 hours a day, 7 days a week, anywhere in the world.
Trip Cancellation and Interruption Insurance: This ensures you are reimbursed for non-refundable expenses if you have to cancel or cut short your trip due to unforeseen circumstances.
Baggage Loss Insurance: Covers the costs associated with lost or delayed baggage, so you’re not left out-of-pocket.

Peace of Mind

No matter how well-prepared you are, unexpected events can and do happen. Travel insurance gives you peace of mind, knowing you are protected against the unforeseen, from medical emergencies to travel disruptions. Ensure your trip is worry-free and enjoyable with the right coverage.

Plan for the unexpected and travel with confidence—choose travel insurance from Fareconnect.com and Manulife Financial.

The Manulife Premium Protection Plan is designed for residents of Canada who:

are covered with a government health insurance plan for the policy duration;
are age 74 or younger (at the time of purchasing the policy);
are travelling for a maximum of 30 days inclusive of any extension (including the date you leave on your trip and including the date you return home);
are listed as Insured Person(s) on the confirmation of coverage and
purchased the plan within 72 hours of making a deposit or initial payment on the trip travel arrangements.

Coverage includes Trip Cancellation and Trip Interruption, Travel Disruption, Emergency Medical, Baggage Loss, Damage and Delay and Travel Accident. These benefits provide coverage for ACCIDENTS, INJURIES, UNEXPECTED ILLNESSES AND OTHER UNFORESEEN EVENTS that occur during the policy period unless the event or situation causing your claim is specifically excluded in the section WHAT DOES THIS POLICY NOT COVER?

Family Rates available up to age 60
No Medical Questionnaire required
Cancel for Any Reason Benefit – 80% of Non-refundable amounts 7 days or more prior to departure, 80% of Non-refundable amounts capped at $2500, 6 days to 24 hours prior to departure.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Trip Cancellation	Sum Insured
Trip Interruption	Unlimited
Emergency Medical	Up to $10,000,000 CAD
Baggage Loss or Damage	Up to $1,500
Baggage Delay	Up to $750
Flight Accident	Up to $250,000 CAD
Travel Accident	Up to $50,000

NO AGE LIMIT.

FAMILY RATES AVAILABLE FOR UNDER AGE 60.

THE ALL-INCLUSIVE PLAN OFFERS THE CONVENIENCE OF PURCHASING MANY COVERAGES IN ONE POLICY.

No Medical Questionnaire required
Unlimited Trip Interruption Coverage
Baggage Loss, Damage - Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects
Baggage Delay - Up to $500 to buy necessary clothes and toiletries in the case of baggage delay
Missed Connection - Up to $2,000 for same class transportation to catch up with the trip if your client's flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses
Delayed Return - Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Trip Cancellation	Sum Insured
Trip Interruption	Unlimited
Emergency Medical	Up to $5,000,000 CAD
Baggage Loss or Damage	Up to $1,500
Baggage Delay	Up to $500
Flight Accident	Up to $100,000
Travel Accident	Up to $50,000

Non - Medical Inclusive

NO AGE LIMIT.

FAMILY RATES AVAILABLE FOR UNDER AGE 60.

THIS NON-MEDICAL PACKAGE PLAN IS FOR THOSE LOOKING FOR A PACKAGE PLAN TO COMPLEMENT THEIR EXISTING TRAVEL EMERGENCY MEDICAL COVERAGE.

Unlimited Trip Interruption Coverage
Baggage Loss, Damage - Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects
Baggage Delay – Up to $500 to buy necessary clothing and toiletries in the case of baggage delay
Missed Connection - Up to $2,000 for same class transportation to catch up with the trip if your client's flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses
Delayed Return - Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Trip Cancellation	Sum Insured
Trip Interruption	Unlimited
Baggage Loss or Damage	Up to $1,500
Baggage Delay	Up to $500
Flight Accident	Up to $100,000
Travel Accident	Up to $50,000

Emergency Medical

NO MEDICAL QUESTIONNAIRE REQUIRED (Under Age 60).

FAMILY RATES ARE AVAILABLE.

UP TO $5,000,000 CDN IN EMERGENCY MEDICAL COVERAGE PLUS ACCESS TO MULTILINGUAL 24/7 TRAVEL ASSISTANCE FOR:

Covered medical provider expenses including those of a hospital, physicians and nurses
Toll-free assistance centre to provide assistance and managed care
Have covered medical bills pre-paid where available
Arrangement of air ambulance services when necessary and arranged by the Assistance Centre

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Emergency Medical	Up to $5,000,000 CAD

Trip Cancellation

NO AGE LIMIT.

THIS PLAN COVERS THE RISK OF UNEXPECTED CANCELLATION AND INTERRUPTION.

IT DOES NOT INCLUDE EMERGENCY MEDICAL COVERAGE.

WE RECOMMEND YOU ENSURE THAT YOUR CLIENT HAS EMERGENCY MEDICAL COVERAGE WITH ASSISTANCE SERVICES AVAILABLE DURING THEIR TRIP.

SOME OF THE COVERED RISKS INCLUDE:

Reimbursement of non-refundable pre-paid trip costs, up to the Sum Insured, when an unexpected medical emergency strikes you, your travelling companion or immediate family members, causing the cancellation or interruption of the trip.
Travel advisories issued that affect your insured trip.
Weather delays.
Missed connection expenses due to a covered risk.
Trip delay expenses due to a covered risk.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Trip Cancellation	Sum Insured
Trip Interruption	Sum Insured

Youth Emergency Medical Plan

The Youth Emergency Medical Plan offers basic Emergency Medical insurance for clients up to age 29. Consider offering the regular Emergency Medical Plan which covers up to $5,000,000 for Emergency Medical Expenses.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Emergency Medical	Up to $1,000,000

Youth All-Inclusive

The Youth All-Inclusive Plan offers basic package insurance coverage for clients up to age 29. For more comprehensive coverage, consider offering the regular All-Inclusive Plan instead.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Emergency Medical	Up to $1,000,000
Air Flight Accident	Up To $25,000
Worldwide Accident	Up to $10,000
Baggage and Personal Effects	Up to $500
Delayed Luggage	Up to $100
Delayed Sporting Equipment	Up to $150
Trip Cancellation	Up to the Sum Insured
Trip Interruption	Unlimited (Economy)

Visitor To Canada

MEDICAL COVERAGE EXTENDED TO VISITORS TO CANADA FOR AGES UP TO 85.
COVERAGE LIMITS AVAILABLE ARE $25,000, $50,000, $100,000 AND $150,000.

$150,000 COVERAGE IS LIMITED TO TRAVELERS UP TO AGE 69. NO MEDICAL QUESTIONNAIRE REQUIRED; FAMILY RATES ARE AVAILABLE.
PLEASE NOTE: A $75 DEDUCTIBLE APPLIES TO EACH CLAIM UNDER THE VISITORS PLANS.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Emergency Medical	Sum Insured

Rental Vehicle Damage

ENTAL VEHICLE DAMAGE INSURANCE PROVIDES COVERAGE UP TO $60,000 TOWARD THE LIABILITY ASSUMED WHEN YOUR CLIENT SIGNS A RENTAL VEHICLE AGREEMENT.

YOUR CLIENT MUST HAVE A VALID DRIVER'S LICENSE.

This is a general summary only. For a full listing of benefits please read the policy as limitations and exclusions apply.

Benefit Summary
Collision Damage Waiver	Up to $60,000 for 45 Days

- Calgary - Barb Kelln -

Travel Insurance

You are here

Plan for the unexpected!

Why Travel Insurance is Essential

Comprehensive Protection

Peace of Mind

NO AGE LIMIT.

Non - Medical Inclusive

Emergency Medical

Trip Cancellation

Youth Emergency Medical Plan

Youth All-Inclusive

Visitor To Canada

Rental Vehicle Damage

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